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Category: BAPCPA

Espinosa strikes again

Posted on Mar 20, 2013 in Bankruptcy, Bankruptcy Information, BAPCPA, Chapter 13, Chapter 7, Wisconsin

A few years ago, the US Supreme Court decided a case called United Student Aid Funds, Inc. v. Espinosa.  […]

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What happens if I can’t file another Chapter 7 Bankruptcy right now?

Posted on Jan 16, 2013 in Bankruptcy, Bankruptcy Information, Bankruptcy procedures, BAPCPA, Chapter 7, Illinois, Wisconsin

I like to offer free initial consultations because I believe it’s only fair to know what your options […]

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Why is it So Expensive to File a Bankruptcy?

Posted on May 8, 2012 in Bankruptcy, Bankruptcy Information, Bankruptcy procedures, BAPCPA, Chapter 13, Chapter 7, Illinois, Wisconsin

Lawyers, especially bankruptcy lawyers, are very aware of what is happening with the economy and how the average […]

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Why is My Bankruptcy Lawyer Asking Me So Many Questions?

Posted on Apr 25, 2012 in Bankruptcy, Bankruptcy Information, Bankruptcy procedures, BAPCPA, Illinois, Legal, Wisconsin

  When we meet prospective clients for the first time, we try to make them feel welcome as […]

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What is the Means Test?

Posted on Apr 3, 2012 in Bankruptcy, BAPCPA, Chapter 13, Chapter 7, Illinois, Wisconsin

Many people come in to our office fearing the dreaded means test. They want to file bankruptcy but […]

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I passed the means test, so how come I still have to file a chapter 13?

Posted on Mar 2, 2010 in Bankruptcy, BAPCPA, Chapter 13, Chapter 7

Just because you pass the means test doesn’t mean you won’t be forced to file a chapter 13. You may have to if under the totality of circumstances, your case would constitute an abuse.

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Why do I have to give paystubs to my bankruptcy attorney?

Posted on Oct 11, 2009 in Bankruptcy, Bankruptcy procedures, BAPCPA

At Lakelaw, we ask all our clients to give us paystubs from their jobs for the six months […]

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What is a reaffirmation agreement?

Posted on May 10, 2009 in Bankruptcy procedures, BAPCPA, Chapter 13, Chapter 7

If you are buying something on credit, like a car or a house, this is called a secured debt. In bankruptcy, you need to make choices about your secured debt. Here’s a brief explanation of your options.

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What is projected monthly income? How much must I pay in chapter 13?

Posted on Apr 26, 2009 in BAPCPA, Chapter 13

What is projected monthly income? And why do we care? It tells us your monthly payment in a chapter 13 case.

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Personal Financial Management Instructional Course – A Big Bankruptcy Trap

Posted on Mar 28, 2009 in Bankruptcy procedures, BAPCPA, Chapter 13, Chapter 7

If you file a bankruptcy case, be sure to take the financial management course. Otherwise your bankruptcy case will be closed and you won’t get a discharge.

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